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Elsa
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 Elsa
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Warped
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@elsa 

If they'd microchip the Catch and Release illegals, at least they might be able to track them down when their court dates come up in a few years...

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WoodenBowl
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Hey everyone! I left a very wordy new topic about astrology haters. Could anyone please give me some feedback there? So confused. 

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Elsa
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Insurance will cost just shy of 10K a year for 2022.

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Libra Noir
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@elsa Goodness. Do you use ten thousand dollars worth of healthcare?

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Elsa
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@libra-noir If I have back surgery - yes. But no, we don't.

But if we don't have it and there is an accident... well, it costs that much for just an hour in an emergency room so there's really no choice.

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Warped
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@elsa 

That's horrifying.  Surely that's not through your husband's employer?!  The whole ACA thing only benefited low earners like I had become those years I had it, and even frugal me didn't know enough to find the cheapest plan ($4!) until the final two years.  ACA cost is literally killing people!

(For anyone claiming "Medicare for all!" -- no, Medicare is not free.  All pay at least $150/mo. plus supplemental running over $100+)

Have you considered Health Care Sharing Plans like MediShare?  Or could incorporating your business to provide insurance for yourself, and your husband as an employee of some sort, help?  Could your husband rely on VA health coverage?  Can that cover you also?  Is there accident insurance or catastrophic, or is that extinct?

 

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Elsa
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@warped It's not through his job. The insurance through his job is less but also the insurance is nowhere near as good.

I buy this insurance as a Frito Lay retiree. The benefits are what people got DECADES ago, such as a $200 deductible, and maximum out of pocket of $2k, I think it is. So this means, it's a max total of $12K, no matter what happens to either one of us. I mean, they pay 100% once the conditions are met.

This is the same insurance I had when I was in my 20's. I mean, if you have 200K worth of surgery, it's a bargain.  Or if there is an accident or cancer or whatever.

But I do blink at it because I am not even sure we are going to be allowed to access a doctor.

I heard from a (client) doctor today, the insurance companies won't let them bill unless they are v'ed.  This is in IL.

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Warped
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@elsa 

Wow.  Perhaps you can check with doctors you currently have with your insurance to see if they have a network of specialists to refer to if ever needed who they know will treat patients regardless of status?  Also, glance through the FLCCC list of doctors in your state or area since all listed there are un-v'd friendly.

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Elsa
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@warped the fact is, if one of us has an accident or gets sick, we will lose everything we have if we are uninsured. So this is the the yearly cost to try to remain solvent and independent.

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Warped
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@elsa 

I agree, it's absolutely vital, just can't understand why it's so expensive.  I'm sure you wouldn't have kept it all these years if it hadn't been a good value.  Do you have the option to have a higher deductible to lower the premium?

Any of us could be in that boat, even those of us of Medicare age, if God forbid anything like that were to happen and we were refused treatment by hospitals or doctors for not being V'd.  

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Libra Noir
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Thinking about dreadlocking my hair. I tried when I was like 20 but I had no guidance before I had access to the internet so it was a disaster. Now of course youtube offers all kinds of tips. I have great hair for it, curly and lots of texture. I’ve been feeling more strongly the past couple of years about the power of hair and starting to understand more deeply what Sikh’s and Rastafarian’s say about keeping your hair. I still gotta shape my eyebrows though lol. 

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buendia
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@libra-noir have you ever come across Christina Randall on yt? She reminds me a little of you (your energy), and shares that Libra/Scorpio vibe.

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Libra Noir
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@buendia I hadn’t but I just looked her up. She’s a lot hotter than me lol and more animated but yes her and I do seem to have a similar vibe!

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buendia
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@libra-noir haha, she has a Sagittarius Rising, so very exuberant, but she had dreadlocks for a specific reason which she discusses, if you’re inclined to check that out.

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PurpleStarGirl
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I'm going to become a medical coder and I'm having issues scheduling an advising appointment abecause they can't find my account in something called Navigate. I was told I needed to re-enroll at my old college, which I did, but the issue still hasn't resolved itself. Hopefully the academic advisor can help me figure it out.

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Elsa
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PurpleStarGirl
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@elsa Thanks. According to the advisor, it seems like a system glitch that they are still ironing out.

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Elsa
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"We have a word in the South - that word is loud. I ain't loud to do that."

 

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